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What are you looking?

Car Loan

Get your hassle free ride to your dream car with Vastu’s easy car loan solutions

Features & Benefits

Loans for all customers

We cater to all – Medium and small fleet owners, individuals, first time users, partnership and proprietorship firms, and private and public limited companies

Loans for all vehicle types

We offer financing for the purchase of new and used cars

Amount upto INR 25 Lakhs

Eligibility typically depends on business turnover, vintage, assessment of cash flows, age on maturity and other key factors.

Tenure up to 60 months

Tenure typically depends on your profile, estimated collateral value, type of repayment scheme and other key factors.

Minimal Documentation

We keep our documentation simple. In fact, we do not collect any physical documents until we’re sure we can meet your requirements.

Features

Loan Amount: Up to INR 10 Lakhs

Maximum Loan to Value Ratio: 95%

Maximum Tenor: 24 - 60 months

The tenure of the loan is also dependent on the customer’s profile, age of customer at maturity of loan, Vintage of the Vehicle at loan maturity, etc.

Rates & Charges

  • Processing Fees

    2% of the loan amount + GST

  • Interest Rate

    18.5% - 21.5% per annum

  • Interest Rate Type

    Fixed

  • PLR:

    18.67%

  • PLR less spread

    Less 0.17% - Plus 2.83%

Documentation

Our documentation requirements are structured to ensure that we collect the least number of documents for your loan.

  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Statement
  • Collateral Document

Please note that depending on the individual case, Vastu Finserve reserves the right to ask for any additional documents as well.

Features

Loan Amount: Up to INR 25 Lakhs

Maximum Loan to Value Ratio: 95%

Maximum Tenor: 24 - 60 months

The tenure of the loan is also dependent on the customer’s profile, age of customer at maturity of loan, Vintage of the Vehicle at loan maturity, etc.

Rates & Charges

  • Processing Fees

    Up to 1% of loan amount plus applicable taxes and levies

  • Interest Rate

    14.5% - 16.5% per annum

  • Interest Rate Type

    Fixed

  • PLR:

    18.67%

  • PLR less spread

    Less 4.17% - Less 2.17%

Documentation

Our documentation requirements are structured to ensure that we collect the least number of documents for your loan.

  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Statement
  • Collateral Document

Please note that depending on the individual case, Vastu Finserve reserves the right to ask for any additional documents as well.