Fill the detail

Fill the form our executive will contact you

What are you looking?

Loan Against Property

If you own a residential or commercial property and require a loan for your personal and business needs, this is the loan for you!

Features & Benefits

Our Home Purchase Loan product is carefully crafted to accommodate diverse types of home purchase transactions.

Loans for all Purposes

Avail funding to expand your business, meet working capital needs, to fund your child’s education, marriage and any other personal goals

Amount upto INR 50 Lakhs

Eligibility typically depends on your income, age on maturity, loan tenure, work experience and other key factors.

Tenure upto 180 months

Tenure typically depends on your profile, your age on loan’s maturity, property age on maturity, type of repayment scheme and other key factors.

Maximum Funding

We fund upto 60% of market value for self-occupied residential properties & 50% of market value for self occupied commercial properties

Minimal Documentation

We keep our documentation simple. In fact, we do not collect any physical documents until we’re sure we can meet your requirements.

Features

Loan Amount: Up to INR 50 Lakhs

Maximum Tenor: 180 months

The tenure of the loan is also dependent on the customer’s profile, age of customer at maturity of loan, Vintage of the Vehicle at loan maturity, etc.

Rates & Charges

  • Processing Fees

    ₹ 3500

  • Interest Rate

    16 – 20% per annum

  • Interest Rate Type

    Fixed

Documentation

Our documentation requirements are structured to ensure that we collect the least number of documents for your loan.

  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Statement
  • Collateral Document

Please note that depending on the individual case, Vastu Finserve reserves the right to ask for any additional documents as well.

  • Initial Non-refundable Processing Fee

    Rs 3,000 plus applicable taxes and/ or other statutory levies This is a one time non-refundable fee, and is collected by Vastu HFC for the purpose of appraising the application for the Loan and is independent of the outcome/result of such appraisal. This amount is payable at the time of submitting the application form.

  • Processing Fees

    Upto 2% of Loan Amount plus applicable taxes and/ or other statutory levies

Documentation

Our documentation requirements are structured to ensure that we collect the least number of documents for your loan.

  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Statement
  • Collateral Document

Please note that depending on the individual case, Vastu Finserve reserves the right to ask for any additional documents as well.